Top 10 Health Insurance Companies for Construction
Explore top health insurance providers tailored for Texas’s construction workforce.
These companies offer flexible, affordable plans to keep your crews covered and your business compliant.
FEATURED HEALTH INSURANCE COMPANIES FOR CONSTRUCTION
Blue Cross Blue Shield of Texas (BCBSTX)
One of the largest Texas-based carriers offering customizable group plans (HMO, PPO, EPO) with extensive provider networks in DFW, Houston, Austin, and San Antonio.
Location: Statewide TX
Website: bcbstx.com
UnitedHealthcare
National insurer with a vast provider network and a wide range of plans (HMO, PPO, Medicare Advantage), well-suited for firms with traveling staff or specialized care needs.
Location: Statewide TX
Website: uhc.com
Aetna
Subsidiary of CVS Health providing traditional and consumer-directed group health plans, ideal for construction firms seeking integrated pharmacy and wellness offerings.
Location: Statewide TX
Website: aetna.com
Cigna
Global health service provider offering HMO, PPO, and customized group plans with comprehensive medical, dental, vision, and behavioral coverage.
Location: Statewide TX
Website: cigna.com
Texicare (by Texas Mutual)
New market entrant focused on small businesses (<250 employees), offering easy-to-use plans with zero co-pay for primary care and affordable specialist and ER coverage.
Location: Midland, Odessa, Lubbock, Amarillo, Houston, El Paso + expanding
Website: texicare.com
iSure LLC
Texas-based broker specializing in construction-industry group plans (fully-insured, self-funded, reference-based pricing) and ongoing annual broker support.
Location: Houston area
Website: isurellc.com
Contact: 281‑345‑0805
Higginbotham Insurance & Financial Services
Fort Worth–headquartered independent brokerage offering group health, life, disability, employee benefits, and risk management services for Texas construction firms.
Location: Arlington, Austin, Dallas, Fort Worth, Houston, San Antonio, etc., TX
Website: higginbotham.com
Health Care Service Corporation (HCSC / BCBS TX)
Licensee of Blue Cross Blue Shield Association in TX with extensive group health offerings, serving millions with strong care coordination and wellness programs.
Location: Statewide TX
Website: hcsc.com
Concentra Health Services
Based in Addison, TX, offering occupational health and urgent care services ideal for construction workforce health needs and workers’ compensation coordination.
Location: Addison, TX (and national centers)
Website: concentra.com
Molina Healthcare
Provides health plans in Texas with affordability through government-sponsored programs and includes features such as 24/7 nurse lines and wellness support.
Location: Statewide TX
Website: molinahealthcare.com
