Top 10 Property and Causality Insurance for Construction Companies in Texas
Protect your projects with top property & casualty insurers trusted by Texas construction firms.
These providers offer tailored coverage for equipment, job sites, liability, vehicles, and risk management—designed for the dynamic needs of builders across the Lone Star State.
FEATURED PROPERTY AND CAUSALITY INSURANCE FIRMS
USI Insurance Services
One of the largest independent P&C brokers in the U.S., USI provides custom risk management and insurance solutions for construction firms, backed by 200+ offices and deep local expertise in Houston and Dallas.
Location: Houston & Dallas, TX
Website: usi.com
Risk Strategies
A Dallas-based specialty brokerage focused on construction and commercial risks, delivering tailored P&C policies with strategic advisory and nationwide capacity.
Location: Dallas, TX
Website: riskstrategies.com
American National Insurance Company
Galveston-founded insurer offering commercial P&C solutions for builders, contractors, and specialty risks including equipment, auto, and liability coverage.
Location: Galveston, TX (serving statewide)
Website: americannational.com
CNA Financial Corporation
A Fortune-level insurer with a strong commercial lines practice, offering P&C policies for construction including general liability, property, auto, and umbrella coverage.
Location: Underwrites statewide TX business
Website: cna.com
Liberty Mutual
A top-tier P&C insurer providing comprehensive coverage options—workers’ comp, general liability, builders’ risk, and environmental—with strong agent presence throughout Texas.
Location: Serves all TX
Website: libertymutual.com
Chubb
Globally recognized for broad construction coverage—from general liability to pollution and environmental risk—Backed by top financial strength and hands‑on risk engineering.
Location: Serves Texas
Website: chubb.com
The Hartford
Named best overall for construction industry expertise, offering builders’ risk, liability, workers’ comp, and embedded risk control services, with strong agent support in TX.
Location: Serves Texas
Website: thehartford.com
Travelers
Offers tailored construction insurance including builder’s risk, equipment, liability, and business interruption, supported by strong financial ratings and risk management.
Location: Statewide
Website: travelers.com
AIG (American International Group)
Global commercial insurer providing P&C solutions like contractor’s liability, equipment, comp, and specialty risk—ideal for large Texas-based firms and complex projects.
Location: Serves TX
Website: aig.com
State National Companies
Bedford-based specialty P&C underwriter known for program services and collateral protection insurance—licensed across Texas with A-rated capacity.
Location: Bedford, TX
Website: statenational.com
